Credit Inquiries ( in last 2 years )
660 - 759 credit requirements
99% On-Time Payment History
ONE or less Derogatory Marks
8 to 19% Total Credit Card Utilization
7 to 8 years + average account age
One in Revolving, Installment, and Open
Total Accounts reporting 16 to 20 +
Credit Inquiries ( in last 2 years ) 1 to 2
620 - 659 credit requirements
98% On Time Payment History
TWO or less Derogatory Marks
20 to 49% Total Credit Card Utilization
5 to 6 years + average account age
two out of 3 accounts either Revolving, Installment, or Open
Total Accounts reporting - 11 to 15+
Credit Inquiries ( in last 2 years ) 4 or more
580 - 619 credit requirements
97% On Time Payment History
Three or less Derogatory Marks
50 to 74% Total Credit Card Utilization
2 to 4 years + average account age
one out of 3 accounts either Revolving, Installment, or Open
Total Accounts reporting - 6 to 10 accounts
Credit Inquiries ( in last 2 years ) 5 to 8
300 to 579 credit requirements
96% or less On Time Payment History
Four or more Derogatory Marks
75% or more Total Credit Card Utilization
2 or less average account age
zero out of 3 accounts either Revolving, Installment, or Open
Total Accounts reporting - 0 to 5
accounts
Credit Inquiries ( in last 2 years ) 9 or more